Lead with Choice.
Succeed with Diversity.

• Doctor Loans (up to 100%, No MI)
• 2nd Home and Investment Properties
• Bridge Loans*
• Cross-Collateralization*
• Departing Residence*
• Delayed Financing*
• RSU*
• Unique Properties/Mixed Use*
• Non-Warrantable Condos/Condotels*
• Multi-Family*
• Entity Vesting*
• Commercial*

• Single-wides* & Multi-wides
• Built after 1976
• Conventional, FHA, VA, and USDA

• 90% LTV, Loan Amounts to $30M
• Asset Qualifier
• Bank Statement, 1099, P&L, 1-Year Self-Employed
• Community Mortgage/No Ration
• DSCR Investor Cash Flow - DSCR .80%+
• Expanded/Alternative Credit Options, 575+
• Foreign National & ITIN Borrower Eligibility
• Interest-only options* Manual Underwriting, 50% DTI
• Purchase, Rate-term & Cash-out Available
• Primary, 2nd Home, or Investment Properties

• HECM Purchase and Refinance

• Purchase 96.5%
• Streamline Refi
• Cash-Out Refi
• High Balance
• Min Fico 580+

• Purchase 100%
• VA IRRRL
• Cash Out 90%
• Min Fico 580+

• National (Chenoa, Essex, PATH)
• State DPAs
• Grants, Community 2nds

CONSTRUCTION LOANS

• One-time Close
• Fix n' Flip

RENOVATION LOANS

• FNMA/FHLMC/FHA/VA/USDA & Portfolio